{
  "name": "io.github.plaid/ai-coding-toolkit",
  "description": "Plaid ships two official MCP servers, and both are for builders rather than end-user finance. The AI Coding Toolkit (local) generates mock financial data, searches Plaid docs, mints sandbox tokens, and simulates webhooks; the Dashboard MCP (remote) surfaces production diagnostics — debugging Items, Link conversion analytics, and API usage. Neither reads a live consumer's bank transactions or balances.",
  "status": "active",
  "version": "latest",
  "_meta": {
    "com.top-mcps/lastVerified": "2026-07-15",
    "com.top-mcps/score": {
      "value": 78,
      "rubricVersion": "2026-04",
      "lastComputed": "2026-07-17T12:42:37.996Z",
      "methodology": "https://top-mcps.com/about/methodology"
    },
    "com.top-mcps/stats": {
      "fetchedAt": "2026-07-17T12:42:33.113Z",
      "githubStars": 28,
      "lastCommitAt": "2026-07-09T06:57:03Z"
    }
  },
  "repository": {
    "url": "https://github.com/plaid/ai-coding-toolkit",
    "source": "github"
  },
  "author": {
    "name": "Plaid"
  },
  "packages": [
    {
      "registryType": "npm",
      "registryBaseUrl": "https://registry.npmjs.org",
      "identifier": "",
      "version": "latest",
      "transport": {
        "type": "stdio"
      }
    }
  ],
  "capabilities": {
    "security": {
      "scope": "network",
      "sandbox": "AI Coding Toolkit operates on sandbox/mock data only. Dashboard MCP authenticates with an OAuth token scoped to mcp:dashboard (client-credentials grant, 15-minute expiry).",
      "gotchas": [
        "Do not expect live bank-account access — that is a common misread of \"Plaid MCP\". These servers are for building and diagnosing integrations, not aggregating account data.",
        "Dashboard MCP tokens expire after 15 minutes and must be refreshed; the toolkit is Python, so it needs a Python runtime rather than npx."
      ]
    }
  },
  "_links": {
    "html": "https://top-mcps.com/mcp/plaid",
    "markdown": "https://top-mcps.com/mcp/plaid.md",
    "methodology": "https://top-mcps.com/about/methodology"
  }
}