topmcps
Browse MCPs
Stripe logo — Commerce & Payments MCP server

Stripe

Official

Manage payments, customers, and subscriptions through Stripe.

Score 83(?)StripeMIT1.5kVerified Top MCPs for Commerce & Payments →
InstallView on GitHub

Quick answer

What it does

Exposes the Stripe REST API as MCP tools: customer CRUD, subscription management, invoice creation, payment inspection, refund processing, and payout reconciliation.

Best for

  • Support agent lookups
  • Billing state inspection
  • Automated refunds with approval
  • Subscription drift audits

Not for

  • Unattended payout initiation
  • Fraud-review workflows requiring compliance trail

Setup recipe

Pick your client, then follow the three steps.

  1. 1

    Install

    claude_desktop_config.json
    {
  "mcpServers": {
    "stripe": {
      "command": "npx",
      "args": [
        "-y",
        "@stripe/mcp"
      ],
      "env": {
        "STRIPE_SECRET_KEY": "${STRIPE_SECRET_KEY}"
      }
    }
  }
}

    Paste under mcpServers. Fully quit and reopen Claude after editing.

    CLI or .mcp.json
    # export STRIPE_SECRET_KEY=sk_test_your_key
claude mcp add stripe -- npx -y @stripe/mcp

    Run from your repo. Commit .mcp.json to share with your team.

    .cursor/mcp.json
    {
  "mcpServers": {
    "stripe": {
      "command": "npx",
      "args": [
        "-y",
        "@stripe/mcp"
      ],
      "env": {
        "STRIPE_SECRET_KEY": "${STRIPE_SECRET_KEY}"
      }
    }
  }
}

    Global path: ~/.cursor/mcp.json. Reload window after editing.

    .vscode/mcp.json
    {
  "servers": {
    "stripe": {
      "command": "npx",
      "args": [
        "-y",
        "@stripe/mcp"
      ],
      "env": {
        "STRIPE_SECRET_KEY": "${STRIPE_SECRET_KEY}"
      }
    }
  }
}

    VS Code uses the "servers" key (not "mcpServers").

    ~/.codeium/windsurf/mcp_config.json
    {
  "mcpServers": {
    "stripe": {
      "command": "npx",
      "args": [
        "-y",
        "@stripe/mcp"
      ],
      "env": {
        "STRIPE_SECRET_KEY": "${STRIPE_SECRET_KEY}"
      }
    }
  }
}

    Open via Cascade → hammer icon → Configure.

    cline_mcp_settings.json
    {
  "mcpServers": {
    "stripe": {
      "command": "npx",
      "args": [
        "-y",
        "@stripe/mcp"
      ],
      "env": {
        "STRIPE_SECRET_KEY": "${STRIPE_SECRET_KEY}"
      }
    }
  }
}

    Open via the Cline sidebar → MCP Servers → Edit.

    ~/.continue/config.json
    {
  "experimental": {
    "modelContextProtocolServers": [
      {
        "transport": {
          "type": "stdio",
          "command": "npx",
          "args": [
            "-y",
            "@stripe/mcp"
          ],
          "env": {
            "STRIPE_SECRET_KEY": "${STRIPE_SECRET_KEY}"
          }
        }
      }
    ]
  }
}

    Continue uses modelContextProtocolServers with a transport block.

    ~/.codex/config.toml
    # ~/.codex/config.toml
[mcp_servers.stripe]
command = "npx"
args = [
  "-y",
  "@stripe/mcp",
]
env = { STRIPE_SECRET_KEY = "${STRIPE_SECRET_KEY}" }

    Codex uses TOML. Each server is a [mcp_servers.<name>] subtable.

    ~/.config/zed/settings.json
    {
  "context_servers": {
    "stripe": {
      "command": {
        "path": "npx",
        "args": [
          "-y",
          "@stripe/mcp"
        ]
      },
      "env": {
        "STRIPE_SECRET_KEY": "${STRIPE_SECRET_KEY}"
      }
    }
  }
}

    Zed calls them "context_servers". Settings live-reload on save.

    ChatGPT → Settings → Connectors (remote URL)
    {
  "name": "Stripe",
  "transport": "http",
  "url": "https://mcp.stripe.com"
}

    Paste this into Settings → Connectors → Add custom connector. Requires ChatGPT Pro / Team / Enterprise / Edu with Developer mode enabled. ChatGPT supports remote HTTPS MCP servers only — stdio servers must be hosted on a public HTTPS endpoint first.

    Open in ChatGPT directory
  2. 2

    Set required secrets

    Set STRIPE_SECRET_KEY in your shell environment before launching your MCP client.

  3. 3

    Try a minimum working prompt

    Verify test-mode setup with a safe read

    Using my test-mode Stripe key, list my 10 most recent customers with fields: id, email, created. Confirm the key is test-mode before returning results.

    Tested with: Claude Desktop, Cursor.

Tools & permissions

Tools list pending verification. The server exposes tools over MCP; we haven’t yet parsed its capability manifest into this page. Check the GitHub repo for the authoritative list.

Security & scope

Access scope
Network
Sandbox
Authenticates with a Stripe secret key (sk_live_... or sk_test_...). API access scope matches the key permissions.
Gotchas
  • The MCP does not distinguish between live-mode and test-mode keys — mistakes on a live key affect real charges. Always develop with sk_test_ first.
  • Restricted API keys (Stripe lets you scope keys by resource) are strongly recommended over root secret keys for agent use.

Agent prompt pack

— copy into Claude, Cursor, or ChatGPT.
Paste into Claude, Cursor, or ChatGPT. Edit the [brackets] before sending.
Recommend the best MCP servers for [task: e.g. commerce & payments work] in [client: Claude].

Constraints:
- Prefer tools that are [official | open-source | read-only] — pick what matters for my use case.
- Exclude MCPs that require [e.g. a paid plan, OAuth-only flows, remote-only transport].
- Return at most 3 picks, ranked.

For each pick include:
1. One-sentence rationale.
2. The ready-to-paste install snippet for my client.
3. Any required secrets I need to create before installing.

Cross-check the top-mcps.com listing: https://top-mcps.com/top-mcps-for-commerce-payments
Compare Stripe against a real alternative. Swap the second MCP in [brackets] if you want a different match.
Compare Stripe MCP vs [Shopify MCP] for the following job: [describe the job, e.g. "let an agent create GitHub issues on bug triage"].

Judge them on:
- Setup time and complexity (what a new user hits first).
- Auth model (none / API key / OAuth 2.1) and credential risk.
- Transport (stdio / Streamable HTTP / SSE) and where the server runs.
- Required secrets and the blast radius if they leak.
- Operational risk in an unattended agent loop.
- Which one is "good enough" for a weekend prototype vs. production.

End with one sentence: which should I pick for my scenario, which is: [my scenario].

References:
- https://top-mcps.com/mcp/stripe
- top-mcps.com listing for Shopify
Asks the agent to install and verify. Works inside Claude Code, Cursor Agent, Codex CLI.
Install the Stripe MCP server for my [client: Claude] at the default config path for that client.

Use the exact install snippet published at https://top-mcps.com/mcp/stripe (fetch https://top-mcps.com/mcp/stripe.json for the canonical server.json if you can read URLs).

Before finishing:
1. Create the required secrets (STRIPE_SECRET_KEY) and put them in the appropriate env block — do not hard-code them.
2. Restart or reload the client so it picks up the new server.
3. Verify the server is connected (green / running state) and at least one tool is listed.
4. If anything fails, read the client's MCP logs and report the exact error — do not silently retry.

Confirm when done and list the tools the server now exposes.

Frequently asked questions

What changed

— 2 updates tracked.

  1. Refreshed install snippets and fact sheet; verified for 2026.

  2. Initial directory listing.

More Commerce & Payments MCPs

Other tools in the same category worth evaluating.

Shopify logo — MCP server
Official

Read products, orders, and inventory from your Shopify store.

shopify, ecommerce, products, orders
10 minMedium

Compared with Stripe

Side-by-side breakdowns for the choices people most often weigh against this MCP.

StripevsShopifyStripevsVercel (MCP server)StripevsDigitalOceanStripevsAWS

Exploring Top MCPs for Commerce & Payments? See all Commerce & Payments MCPs →